What are your thoughts on password managers?

[A-Man]

i also created a junkmail account for not so secure looking sites (hello pron).

That's a good plan. I have a couple of junk emails too for less important purposes, but I usually have them forward emails they receive to my main one to avoid the hassle of logging in to other emails when needed.

There is nothing ransom worthy I have on internet.

You live in the 21st century, and even if you don't have something now, you're bound to use the internet for lots of things soon. The greatest use of cloud storages in my opinion, especially if you've got a fast internet connection, is backups. And losing backups CAN be a very big deal.

As for changing a gmail's password (supposing gmail is what you use), check this out:
https://support.google.com/mail/answer/41078?hl=en

Knowing your phone number can never be more difficult than acquiring your passwords. Your phone number is a public id after all.

https://xkcd.com/936/

http://rumkin.com/tools/password/passchk.php

I've seen that one before XD. But yes, these are good passwords, I guess. But it's still difficult to memorize and map a bunch correctly to your accounts. And when you choose to change them (which one should do periodically).. well, that's when things start to look like hodgepodge. With a password manager, you'd just have to generate a new one and store it in place of the old one.


Edit: It might sound like I'm overthrowing both memorizing passwords and relying on managers. The thing is that both ways have their advantages and disadvantages, and that is what I'm trying to discuss here to help myself and others better evaluate which would be better to use.